:root{color-scheme:light;--bg: #ffffff;--bg-soft: #f4f7fb;--bg-card: #ffffff;--navy: #0b1f3a;--navy-2: #12305a;--navy-line: rgba(148, 197, 255, .16);--border: #e3e8ef;--border-strong: #cdd5e0;--text: #0f1b2d;--text-2: #43526a;--muted: #6b7a90;--on-navy: #e8eef7;--on-navy-2: #a9b8cc;--primary: #1d5bd8;--primary-dark: #1747ad;--primary-soft: #e8f0fe;--accent: #0ea5a4;--accent-soft: #e0f5f4;--sky: #38bdf8;--warn: #b45309;--warn-soft: #fff4e5;--radius: 10px;--radius-lg: 16px;--shadow: 0 1px 2px rgba(15, 27, 45, .05), 0 2px 8px rgba(15, 27, 45, .06);--shadow-lg: 0 18px 40px -18px rgba(15, 27, 45, .3);--font: "Pretendard Variable", Pretendard, "Segoe UI", "Malgun Gothic", system-ui, -apple-system, sans-serif;--container: 1160px;--gutter: 16px;--header-h: 64px}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px)}body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font);font-size:16px;line-height:1.7;word-break:keep-all;overflow-wrap:anywhere}img,svg{display:block;max-width:100%}a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}h1,h2,h3,h4{line-height:1.3;letter-spacing:-.02em;margin:0 0 .5em;font-weight:700}h1{font-size:clamp(2rem,1.3rem + 2.8vw,3.25rem);line-height:1.22}h2{font-size:clamp(1.5rem,1.15rem + 1.3vw,2.15rem)}h3{font-size:1.15rem}p{margin:0 0 1em}:focus-visible{outline:2px solid var(--primary);outline-offset:2px}.container{width:100%;max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}@media(min-width:720px){:root{--gutter: 28px}}.section{padding:88px 0}.section--soft{background:var(--bg-soft)}.section--navy{background:var(--navy);color:var(--on-navy)}.section--navy h2,.section--navy h3{color:#fff}@media(max-width:720px){.section{padding:64px 0}}.eyebrow{display:inline-block;font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--primary);margin-bottom:12px}.section--navy .eyebrow,.hero .eyebrow{color:var(--sky)}.lead{font-size:1.1rem;color:var(--text-2);max-width:720px}.section--navy .lead{color:var(--on-navy-2)}.sec-head{margin-bottom:44px}.sec-head--center{text-align:center}.sec-head--center .lead{margin-left:auto;margin-right:auto}.grid{display:grid;gap:20px}.grid--2{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}.grid--3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}.grid--4{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr))}.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:8px;font-weight:600;font-size:1rem;line-height:1.2;border:1px solid transparent;cursor:pointer;font-family:inherit;transition:background .15s,border-color .15s,color .15s}.btn:hover{text-decoration:none}.btn--primary{background:var(--primary);color:#fff}.btn--primary:hover{background:var(--primary-dark)}.btn--ghost{background:transparent;color:var(--text);border-color:var(--border-strong)}.btn--ghost:hover{background:var(--bg-soft)}.btn--light{background:#fff;color:var(--navy)}.btn--light:hover{background:var(--on-navy)}.btn--outline-light{background:transparent;color:#fff;border-color:#ffffff59}.btn--outline-light:hover{background:#ffffff14}.btn-row{display:flex;flex-wrap:wrap;gap:12px}.card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius-lg);padding:28px}.card h3{margin-bottom:8px}.card p:last-child{margin-bottom:0}.card p{color:var(--text-2)}.checks{list-style:none;margin:0;padding:0}.checks li{position:relative;padding:6px 0 6px 26px;color:var(--text-2)}.checks li:before{content:"";position:absolute;left:2px;top:13px;width:12px;height:7px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}.tag{display:inline-block;font-size:.78rem;font-weight:600;padding:3px 9px;border-radius:999px;background:var(--primary-soft);color:var(--primary)}.note{font-size:.85rem;color:var(--muted)}.tbl{width:100%;border-collapse:collapse;font-size:.97rem}.tbl th,.tbl td{text-align:left;vertical-align:top;padding:14px 16px;border-bottom:1px solid var(--border)}.tbl thead th{font-size:.85rem;color:var(--muted);font-weight:600;background:var(--bg-soft)}.tbl td:first-child{font-weight:600}@media(max-width:720px){.tbl thead{display:none}.tbl,.tbl tbody,.tbl tr,.tbl td{display:block;width:100%}.tbl tr{padding:14px 0;border-bottom:1px solid var(--border)}.tbl td{border:0;padding:3px 0}.tbl td[data-label]:before{content:attr(data-label);display:block;font-size:.78rem;color:var(--muted);font-weight:600}}.cta-band{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%);color:var(--on-navy);border-radius:var(--radius-lg);padding:48px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:24px}.cta-band h2{color:#fff;margin-bottom:6px}.cta-band p{margin:0;color:var(--on-navy-2)}@media(max-width:720px){.cta-band{padding:32px 22px}}@media(max-width:720px){.br-d{display:none}}.logo[data-astro-cid-tvrurpns]{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:1.2rem;letter-spacing:-.02em;color:var(--navy)}.logo--light[data-astro-cid-tvrurpns]{color:#fff}.logo--light[data-astro-cid-tvrurpns] svg[data-astro-cid-tvrurpns] rect[data-astro-cid-tvrurpns]:first-child{fill:#1b3a66}.hdr[data-astro-cid-3ef6ksr2]{position:sticky;top:0;z-index:50;background:#fffffff0;backdrop-filter:saturate(160%) blur(8px);border-bottom:1px solid var(--border)}.hdr__in[data-astro-cid-3ef6ksr2]{height:var(--header-h);display:flex;align-items:center;gap:24px}.hdr__brand[data-astro-cid-3ef6ksr2]{margin-right:auto}.hdr__brand[data-astro-cid-3ef6ksr2]:hover{text-decoration:none}.hdr__nav[data-astro-cid-3ef6ksr2]{display:flex;align-items:center;gap:20px}.hdr__nav[data-astro-cid-3ef6ksr2] ul[data-astro-cid-3ef6ksr2]{list-style:none;margin:0;padding:0;display:flex;gap:4px}.hdr__nav[data-astro-cid-3ef6ksr2] li[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{display:block;padding:8px 12px;border-radius:6px;color:var(--text-2);font-weight:500}.hdr__nav[data-astro-cid-3ef6ksr2] li[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]:hover{background:var(--bg-soft);color:var(--text);text-decoration:none}.hdr__nav[data-astro-cid-3ef6ksr2] li[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2][aria-current=page]{color:var(--primary);background:var(--primary-soft)}.hdr__cta[data-astro-cid-3ef6ksr2]{padding:9px 16px;font-size:.95rem}.hdr__toggle[data-astro-cid-3ef6ksr2],.hdr__burger[data-astro-cid-3ef6ksr2]{display:none}@media(max-width:820px){.hdr__burger[data-astro-cid-3ef6ksr2]{display:grid;gap:5px;width:40px;height:40px;place-content:center;cursor:pointer;border-radius:6px}.hdr__burger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]{display:block;width:22px;height:2px;background:var(--text);border-radius:2px;transition:transform .2s,opacity .2s}.hdr__nav[data-astro-cid-3ef6ksr2]{position:absolute;left:0;right:0;top:var(--header-h);background:#fff;border-bottom:1px solid var(--border);flex-direction:column;align-items:stretch;padding:12px var(--gutter) 16px;gap:12px;display:none;box-shadow:var(--shadow-lg)}.hdr__nav[data-astro-cid-3ef6ksr2] ul[data-astro-cid-3ef6ksr2]{flex-direction:column;gap:2px}.hdr__nav[data-astro-cid-3ef6ksr2] li[data-astro-cid-3ef6ksr2] a[data-astro-cid-3ef6ksr2]{padding:12px;font-size:1.05rem}.hdr__cta[data-astro-cid-3ef6ksr2]{justify-content:center}.hdr__toggle[data-astro-cid-3ef6ksr2]:checked~.hdr__nav[data-astro-cid-3ef6ksr2]{display:flex}.hdr__toggle[data-astro-cid-3ef6ksr2]:checked~.hdr__burger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]:nth-child(1){transform:translateY(7px) rotate(45deg)}.hdr__toggle[data-astro-cid-3ef6ksr2]:checked~.hdr__burger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]:nth-child(2){opacity:0}.hdr__toggle[data-astro-cid-3ef6ksr2]:checked~.hdr__burger[data-astro-cid-3ef6ksr2] span[data-astro-cid-3ef6ksr2]:nth-child(3){transform:translateY(-7px) rotate(-45deg)}}.ftr[data-astro-cid-sz7xmlte]{background:var(--navy);color:var(--on-navy-2);padding:48px 0 32px;font-size:.92rem}.ftr__in[data-astro-cid-sz7xmlte]{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px;padding-bottom:28px;border-bottom:1px solid var(--navy-line)}.ftr__brand[data-astro-cid-sz7xmlte] p[data-astro-cid-sz7xmlte]{margin:10px 0 0}.ftr__links[data-astro-cid-sz7xmlte]{display:flex;flex-wrap:wrap;gap:6px 22px;align-items:flex-start}.ftr__links[data-astro-cid-sz7xmlte] a[data-astro-cid-sz7xmlte]{color:var(--on-navy)}.ftr__links[data-astro-cid-sz7xmlte] .ftr__privacy[data-astro-cid-sz7xmlte]{font-weight:700;color:#fff}.ftr__facts[data-astro-cid-sz7xmlte]{padding-top:22px}.ftr__facts[data-astro-cid-sz7xmlte] ul[data-astro-cid-sz7xmlte]{list-style:none;margin:0 0 10px;padding:0;display:flex;flex-wrap:wrap;gap:4px 20px}.ftr__facts[data-astro-cid-sz7xmlte] span[data-astro-cid-sz7xmlte]{color:#7d8ea6;margin-right:4px}.ftr__facts[data-astro-cid-sz7xmlte] p[data-astro-cid-sz7xmlte]{margin:0;color:#7d8ea6}.skip{position:absolute;left:-9999px;top:8px;background:var(--primary);color:#fff;padding:8px 12px;border-radius:6px;z-index:100}.skip:focus{left:8px}